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National Tenant Screening Company

1-800-710-2484 (CITI) Mon-Sat 8am-6pm (Pacific Standard Time)
Certified National Reseller

In January of 2002, the Fair Credit Reporting Act (FCRA) became law. The FCRA was created to ensure the accuracy and privacy of the information contained in credit reports. Because it is a reason of a valid business nature, a landlord is legally permitted to take adverse action against rental applicants if their landlord tenant credit checks return poor results. Adverse action might include rejection of the rental application, requiring that the applicant have a co-signer on their lease, requiring an additional or larger deposit, or charging the applicant higher rent.

The FCRA outlines a very specific procedure that must be followed when an adverse action is taken against an individual due to a poor landlord tenant credit check. Once the landlord has reached a decision, he must provide the applicant with an adverse action notice. This notice must include the contact information of the credit reporting agency (CRA) that provided the credit report as well as a statement that the CRA did not make the adverse decision and cannot explain it. The notice must also state the tenant's right to a free copy of her credit report within 60 days of the decision as well as her right to dispute the findings of the CRA.

Although property owners must be careful when using landlord tenant credit checks, they can be a huge aid to a busy landlord. Credit reports obtained directly from CRAs are often time consuming to obtain as well as lengthy and difficult to understand. The agencies that specialize in tenant screenings and credit checks will not only do all of the legwork in terms of obtaining tenant credit reports, they will also interpret them for the landlord. As long as they are used legally, landlord tenant credit checks can be an extremely helpful tool for any landlord.

Tenant credit check can be performed various ways. Traditionally individual owners have gone to their local apartment association where as larger properties and property management companies work with tenant screening companies.
10-15 years ago the tenant credit check was not commonly used when renting to a new resident. Even in today's market, many individual owners are not performing a tenant credit check on their prospective renter. This usually comes back to "bite" the landlord when the tenant doesn't pay their rent or seriously damages the rental unit.

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Tenant Screening Price.

Tenant Credit Report with Credit Score(full credit report with 7yrs of financial history,bankruptcy,lien,judgment)- $12.95
Social Security Search (7yrs National Address Search) - $ 9.95
Eviction Report - $9.95
Rental Verification - $10.95
Employer Verification- $10.95
Criminal Record - $19.95
Sex Offender Record - Free when you order Criminal Record
Decision making Consultation with Advisor(by email) Analyze report and guide you step by step to evaluate your report and help you make right decision. - $19.95

*Package Price*

Basic Report - $19.95 (save $9.95)

Tenant Credit Report -Credit score ,7yrs of Financial Record, Collection,Charge off, bankruptcy.
Social Security Search - Verify social match,7yrs national address Search
Eviction- Statewide court eviction search
Bad Tenant data-(*Skips, Damages, Monies Owed) (If needed, if reported to Citi credit bureau)
Free decision making consultation with Advisor (by email)- Analyze report and guide you step by step to evaluate your report and help you make right decision.

Basic Plus Report - $39.95 (save $ 9.95)

Tenant Credit Report - Credit score, 7yrs of Financial Record, Collection,Charge off, bankruptcy.
Social Security Search - Verify social match,7yrs national address Search
Eviction- Statewide court eviction search
Criminal Search - state criminal search, Sex offender search
Bad Tenant data-(*Skips, Damages, Monies Owed) (If needed, if reported to Citi credit bureau)
Free decision making consultation with Advisor (by email)- Analyze report and guide you step by step to evaluate your report and help you make right decision.
Free Sex Offender Search

Full Report - $34.95 (Save $ 16.80)

Tenant Credit Report -Credit score. 7yrs of Financial Record, Collection,Charge off, bankruptcy.
Social Security Search - Verify social match,7yrs national address Search
Eviction- Statewide court eviction search
Verification of Landlord
Verification of Employer - (If employers do not charge for verification)
Bad Tenant data-(*Skips, Damages, Monies Owed) (If needed, if reported to Citi credit bureau)
Free decision making consultation with Advisor (by email)- Analyze report and guide you step by step to evaluate your report and help you make right decision.

Complete Report - $45.95 (save $ 25.85)

Tenant Credit Report - Credit score. 7yrs of Financial Record, Collection,Charge off, bankruptcy.
Social Security Search - Verify social match,7yrs national address Search
Eviction- Statewide court eviction search
Criminal Search - state criminal search, Sex offender search
Verification of Landlord
Verification of Employer - (If employers do not charge for verification)
Bad Tenant data-(*Skips, Damages, Monies Owed) (If needed, if reported to Citi credit bureau)
Free decision making consultation with Advisor (by email)- Analyze report and guide you step by step to evaluate your report and help you make right decision.
Free Sex Offender Search